We understand that mistakes can happen: a wrong entry in your checkbook or a forgotten automatic payment may inadvertently cause your account to overdraft.

Starting August 15, 2010 we will no longer provide overdraft service on your ATM and everyday debit card transactions unless you give us your permission. 

No one plans to overdraw an account. But it’s good to have options if you do. You’re only charged a fee for this service if you use it and you can change your mind and discontinue it at any time. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. 

To continue this service on your account, please complete the Opt-In form below and mail or fax it to us, or call us at 860-283-1874.